Free tools/Void Cost & Arrears Calculator

Void Cost & Arrears Calculator

Empty weeks cost more than lost rent once the mortgage and other holding costs keep running. Add arrears to see the full hit.

£
£

Mortgage, insurance, council tax if applicable

Rent lost to voids

£1,108

Holding costs during void

£646

Arrears at risk

£0

Total impact

£1,754

How to use this tool

A four-week void on a geared property can wipe months of thin cashflow. Stress your deals with realistic empty time.

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Frequently asked questions

What holding costs should I include?
Mortgage interest, insurance, and any council tax or utilities you pay while empty.

Related

Illustrative only - not mortgage, tax or financial advice. Figures depend on your lender, tax status and circumstances. Always check with a qualified adviser before acting.