UK landlords · Portfolio as a business

Property HQ

A virtual team for your buy-to-let portfolio - documents, banking, compliance, and AI assistants in one place.

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Inside the workspace

🔒app.propertyhq.uk/dashboard

Welcome back, Scott

Here's an overview of your property portfolio.

Properties

12

Portfolio Value

£3.2m

£1.4m equity

Monthly Rent

£24,500

£16,100 net of mortgages

Total Debt

£1.8m

£8,400/mo payments

Your Properties

View all →

14 Maple Rd

Leeds, LS6 3AB

Active
Semi-detached31

Value

£285,000

Rent/mo

£1,200

Flat 3, York House

Manchester, M1 4BT

Active
Flat21

Value

£195,000

Rent/mo

£1,450

Studio 2

London, E1 6AN

Active
Studio1

Value

£340,000

Rent/mo

£1,850

8 Oak Lane

Bath, BA1 2QF

Vacant
Terraced21

Value

£310,000

Rent/mo

£0

Compliance

2 certificates expiring within 60 days. EICR due on 14 Maple Rd.

Go to Compliance

PA Inbox

5 new emails classified · 3 flagged as needing your attention.

Set Up Email

One place for properties, money, mail, and deadlines - the way you'd run a real portfolio business.

The Landlord Conundrum

Most landlords aren't short of tools - they're short of time and a single place to see the business. Spreadsheets, email threads, lender deadlines, and tax years don't line up with how you actually run a portfolio. Sound familiar?

Inbox overload

Endless emails and small actions that eat the week. How much easier would it be if a PA could field the routine questions for you?

Foggy portfolio performance

Without a clear view of the numbers, it’s hard to see where money leaks and what the picture really looks like when everything is added up.

Compliance anxiety

Certificates, licensing, deposits, and dates to track across every property - one missed renewal can mean fines or voided insurance.

Document chaos

Leases, scans of paper copies, certificates, and correspondence scattered across drives, email, and folders you can never quite find.

Chasing & repeating

Solicitors, estate agents, letting agents, mortgage brokers - answering the same questions and sending the same documents over and over.

Things slipping through

Renewals, deadlines, and tasks you meant to do on time - forgotten until they’re urgent.

Bookkeeping & tax

Keeping books tidy, creating accounts, and filing tax reports when you’d rather be doing anything else.

Maintenance headaches

Issues that need sorting, contractors to arrange and chase - and no single view of what’s open, quoted, or done.

Property HQ is built so you can run a UK portfolio like a business - with one workspace instead of a dozen half-connected habits.

Introducing PropertyHQ

PropertyHQ is your landlord operating system: properties, documents, banking signals, compliance dates, and AI teammates in one UK-focused workspace. Whether you're building a portfolio from a single flat or operating at serious scale, the same principles apply - you need visibility, fewer dropped balls, and less time lost to admin. We designed PropertyHQ for landlords from one property to a hundred - so you can connect what you use, see the picture clearly, and delegate the heavy lifting to specialists that understand your data.

You connect to Property HQ alongside Gmail or Outlook and Open Banking. Specialist AI agents include PA, accountant, CFO, mortgage officer, and compliance officer. Hover or tap a role for more detail.

  • Properties & documents
    Centralise leases, certificates, and correspondence with search and AI tagging.
  • Open Banking
    Connect UK bank accounts (read-only) to categorise rent and costs toward a clear P&L.
  • Email in one inbox
    Bring landlord-related email in, triage with AI, and draft replies with context.
  • Mortgages
    Track buy-to-let loans, key dates, and stress-test assumptions in one view.
  • Compliance awareness
    Surface gas, EICR, EPC, deposits, and licensing - with reminders as we expand.
  • AI team members
    Role-based assistants (PA, accountant, CFO, compliance) grounded in your data.

Setup

No migration project - start small and grow into documents, banking, and AI features.

  1. 1

    Create your account

    ~2 minutes

    Sign up with secure auth - multi-user and organisation-ready from day one.

  2. 2

    Add properties

    ~5 minutes per property

    Capture addresses, tenancies, and key dates so the workspace reflects your portfolio.

  3. 3

    Connect what you use

    ~3 minutes each

    Link email and bank accounts when you're ready; everything stays scoped to your organisation.

Security & data

Property data is sensitive - bank transactions, personal documents, financial records. We treat it that way from the ground up.

Organisation scoping

Every query is tied to your organisation. No cross-tenant data access - your portfolio data is invisible to every other user.

Authentication & encryption

Sessions and MFA via Clerk. HTTPS everywhere on Vercel. Database encryption at rest on Neon Postgres.

Bank connections

Open Banking credentials are handled by the provider - we never see your login. Access tokens are stored encrypted (AES-256-GCM).

Human-in-the-loop AI

AI assistants draft and suggest. Irreversible actions - sending emails, changing data - always stay with you.

Simple, transparent pricing

Every plan includes every feature. Pick the tier that matches the size of your portfolio - that's it.

MonthlyAnnualSave 45%

Starter

1–5 properties

£28/mo

or £15.40/mo billed annually

Join Waitlist

Growth

6–10 properties

£45/mo

or £24.75/mo billed annually

Join Waitlist

Portfolio

10–50 properties

£87/mo

or £47.85/mo billed annually

Join Waitlist

Scale

50+ properties

£116/mo

or £63.80/mo billed annually

Join Waitlist

Every plan includes everything

Properties & tenancy management
Document storage, OCR & AI tagging
Email inbox with AI triage & drafts
Open Banking, P&L & balance sheet
Mortgage tracking & stress testing
Compliance engine & reminders
AI team - PA, accountant, CFO

All plans include a 14-day free trial. No credit card required to start.

Frequently Asked Questions

Everything you need to know about Property HQ

UK landlords - from a single buy-to-let to a portfolio of a hundred properties - who want clear visibility of their business, fewer things slipping through the cracks, and less time spent on admin. If you currently juggle spreadsheets, email threads, compliance dates, and lender deadlines across tools that were never designed to work together, Property HQ is built for you.

No. Property HQ helps you organise financial information, categorise transactions, and generate summaries - but it is not a substitute for professional advice. AI assistants draft and suggest; for tax and legal decisions you should always rely on your accountant and advisers. Think of it as giving your accountant a much tidier set of books to work with.

Not at all. Open Banking is entirely optional. You can use Property HQ for properties, documents, compliance tracking, and email management without ever connecting a bank account. When you are ready, connecting takes around three minutes and gives you automatic transaction categorisation, P&L tracking, and portfolio performance insights. The connection is read-only - we can never move money.

Each AI team member (PA, accountant, CFO, compliance officer) is a role-specific assistant grounded in your data. They can read your documents, transactions, and property details to give contextual answers. Critically, AI only ever drafts and suggests - it cannot send emails, change data, or take irreversible actions without your explicit approval. You stay in control at every step.

Your data is stored on Neon (serverless Postgres) with encryption at rest. The application runs on Vercel with HTTPS everywhere. Every database query is scoped to your organisation - there is no way for one user to access another organisation's data. Bank tokens are encrypted with AES-256-GCM before storage. We never store bank login credentials; those are handled entirely by the Open Banking provider.

Yes. Property HQ supports multi-user organisations from day one. You can invite team members to your organisation so they see the same properties, documents, and financial data. Each user gets their own login with full authentication and optional MFA. We plan to add granular role-based permissions in a future update.

We track the key UK landlord obligations: Gas Safety certificates (CP12), EICR electrical inspections, EPC energy ratings, deposit protection, smoke and CO alarm compliance, Legionella risk assessments, and HMO or selective licensing. The system surfaces upcoming expiry dates and will send reminders so nothing expires quietly. As regulations change, we update the compliance engine to match.

We are currently in early access and building alongside a small group of founding users. Pricing will be published when we open to a wider audience. Join the waitlist to be among the first to get access and to lock in founder pricing.

Gmail is fully supported today via Google OAuth - we connect with read and send scopes that you approve explicitly. Microsoft 365 / Outlook support is on the roadmap and coming soon. Once connected, your PA classifies incoming emails by urgency and category, summarises them, matches them to properties, and can draft replies with full context.

Yes. Transactions can be exported to CSV at any time with full categorisation and property assignment data. We believe your data is yours - you should always be able to take it with you. Additional export formats (PDF reports, accounting software integrations) are planned for future releases.