Free tools/Buy to Let Deposit Calculator
Buy to Let Deposit Calculator
Convert a target LTV into deposit cash, then add stamp duty and purchase fees so you know what you need to complete.
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75% LTV = 25% deposit
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Deposit needed
£62,500
Loan amount
£187,500
Stamp duty (if included)
£15,000
Fees & other costs
£2,400
Total cash to complete
£79,900
How to use this tool
Deposit is only part of the cash story. Stamp duty on additional dwellings and legal fees often surprise first-time BTL buyers.
Browse all free calculators on the tools index.
Frequently asked questions
- What deposit do BTL lenders usually want?
- Many want at least 25% (75% LTV), though some products go higher LTV for the right borrower and property.
- Is stamp duty part of the deposit?
- No - it is separate cash needed at completion, on top of the deposit.
Related
Illustrative only - not mortgage, tax or financial advice. Figures depend on your lender, tax status and circumstances. Always check with a qualified adviser before acting.