Free tools/Buy to Let Costs Calculator

Buy to Let Costs Calculator

Stack deposit, BTL stamp duty, fees, furniture and a rent buffer to see the real cash needed to complete and survive the first months.

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Deposit

£62,500

Stamp duty (BTL rates)

£15,000

Purchase fees

£2,400

Setup costs

£2,500

Rent buffer

£2,400

Loan amount

£187,500

Total cash needed

£84,800

How to use this tool

A deal can look fine on yield and still fail if you under-estimate cash to complete. This tool is that checklist in calculator form.

Browse all free calculators on the tools index.

Frequently asked questions

What costs do first-time landlords forget?
Stamp duty on additional dwellings, broker fees, empty months before the first tenant, and basic furnishing.

Related

Illustrative only - not mortgage, tax or financial advice. Figures depend on your lender, tax status and circumstances. Always check with a qualified adviser before acting.