Free tools/Buy to Let Remortgage Calculator
Buy to Let Remortgage Calculator
Compare your current buy-to-let rate with a new product, include early repayment charges and fees, and see how long a remortgage takes to pay for itself.
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Current monthly
£859
New monthly
£656
Monthly saving
£203
Switch costs
£2,500
Months to break even
13
5-year net saving
£9,688
How to use this tool
Remortgaging is often about timing: ERC left on the fix versus the saving on a new rate. Pair this with the countdown tool when a fix end is approaching.
Browse all free calculators on the tools index.
Frequently asked questions
- Should I remortgage before the fix ends?
- Only if the monthly saving beats the ERC and fees within a sensible period. This tool shows break-even months and a 5-year net view.
- Is this a product recommendation?
- No - illustrative maths only. A broker can check products you actually qualify for.
Related
Illustrative only - not mortgage, tax or financial advice. Figures depend on your lender, tax status and circumstances. Always check with a qualified adviser before acting.